FinTech In Afrika Is Much More Than Just Mobile Money And Remittances

The African continent faces challenges in the financial technology space that are diagonally opposite to the situation in the western world. With nearly 80% of adults in Africa not having access to formal or semi-formal banking services, the majority of the continent is still unbanked — at least in the traditional sense. Cash is still king across the continent, with the numbers of physical banknotes in circulation increasing up to 13% in certain African countries while there is almost no dominant financial technology player that has managed to grow beyond their home country and across the continent. The tech and investor world…

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